As estate planning attorneys, we focus on helping people make sure they have a plan in place in the event they get sick and for when they die. This is a natural stage that everyone will experience, but it is not necessarily easy. When you are passing through your golden years, you may lose your spouse and other people that were close to you. Depending on your family dynamic, you may not have … [Read more...]
Alzheimer’s Fuels Elder Law Concerns
As elder law attorneys, we address challenges that confront senior citizens. When you look at the facts, you see that Alzheimer’s disease helps to fuel these challenges. A Growing Threat Some aspects of this disease come as a surprise to many people. One of them is the fact that it is the sixth leading cause of death in the United States. It kills more people than prostate and breast cancer … [Read more...]
Beneficiary Designations and the SECURE Act Basics
Beneficiary designations can be deceptively simple. But their simplicity is sort of like an iceberg. Danger lurks beneath those tranquil waters, both for the client and the attorney. Designations for IRAs and retirement plans can be particularly complicated, especially after the SECURE Act. This article focuses on the basics of the SECURE Act. Read on to learn more. … [Read more...]
Life Insurance Can Serve Multiple Purposes
You can include life insurance in your estate plan to satisfy general objectives that apply to everyone. There are also a couple of ways that life insurance can be used to satisfy very specific, uncommon objectives, and we will provide an overview in this post. Term Life Insurance When you are a younger adult with a spouse and/or children depending on you, an income replacement vehicle is an … [Read more...]
Medicaid Planning: Important Facts and Figures
Before you have looked into the subject, if someone told you that elder law attorneys advise people about Medicaid, what would you think? Most people would be a bit confused, because Medicaid is a health insurance program for people with limited resources. Everyone knows that Medicare is the source of health insurance that the vast majority of senior citizens rely on. This is a logical line of … [Read more...]
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